A Woman’s Financial Independence

Bharat is a nation which has a history of kings & queens. It was the king who used to take care of all financial matters. Queens, well most of them, took care of other matters in hand. We then witnessed British’s rule. Gandhi encouraged women to work and we saw a new paradigm shift in India’s history. Yet, there was an imbalance in society in terms of financial caretaking at homes. 

Wonder, how much pressure was on men section. Yet, they disapproved! 

Now, we see women creating history. We have financial institutions heads such as SBI, AXIS & ICICI Bank as women. Wonder how this upturn came? Well, to be good, they all had a dream. 

I am a 24-year-old girl, who is looking forward to her life & fulfilling my dreams. And yes, those dreams are not getting settled to anything less. 

My life had certain ifs and buts, some restrictions but had one aspect favoring me. I was told that education has no limit. Luckily, yes, I would call that luck; my mother is a working professional. My Father supported her through this. She proved her way through. She is the reason; those restrictions were not imposed on me. She taught me that her being financially independent brought surprises, good education, a great lifestyle and how she was also the decision maker in family. 

Let’s see how you too can achieve this.

• Work or Hobby?

Hi! It doesn’t matter if you work full time or not. What matters is your passion towards a certain aspect. Even if you have decided to be a homemaker, there are options to use the free time as an earning source. These days’ freelancing, work from home or at-home business, everything is attainable. So, let just not stay & relax in your free time. Develop a hobby, learn something new, look for a way to use the talent in hand to play your cards right.

• Invest! Invest! Invest!

I salute to all housewives, whom in modern world address as homemakers or family managers. They are the reason for all fund management and further saving for the family. 

But ladies, never ever keep your extra money in a cash form at home and call it emergency money. Invest it to earn interest. Start a RD or SIP of your own. This way, in times of need you would be sure that you are self-sufficient to take care. As it is we all know how easy it is for cash to get spent.

• Spend it good, but not all of it!

Yes, I know. We just love shopping. But once you have started this journey of financial independence, keep a tap on urges. Never think of it as an extra income in family. It’s not extra. It’s a part of income.

We are free, for we dare to dream & achieve. We are daring, for we spend & save. We are happy because we are financially independent

Having mentioned all this, I would love to jump in with all of you to this happy moment, in our celebration groove. And the next time you need money, look towards your wallet not a family member.

Happy Independence!